Sunday, February 12, 2012

[Yearbook] Indira Awas Yojana (IAY) इंदिरा आवास योजना


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Bottom of Form

INDIRA AWAAS YOJANA (IAY)
Who?
  • Ministry of Rural Development → Department of Rural Development.
When?
  • launched during 1985-86
Why?
  • Government gives money to BPL families, for construction / upgradation of houses.
Cost-sharing
  • Centre :State =75:25
  • Centre :North Eastern States=90:10
How much money is given to the selected family?

Financial assistance given to a BPL family under IAY scheme

Provisions
  • 60% of the funds should go for SC/ST Families.
  • Gram Panchayats may draw out the shelterless families from the BPL List.
  • House will be registered in the name of Female member. (Women empowerment)
  • Family can also get additional loan upto Rs. 20,000 at 4% interest rate, incase they want to do more furnishing of the house.
Convergence with other Schemes:
  • IAY Family will get funds provided under the Total Sanitation Campaign (TSC) for building toilet.
  • Ministry of Power: Under Rajiv Gandhi Grameen Vidyutikaran Yojana (RGGVY) being implemented by each IAY Family will get free electricity connection to the house.
  • Life Insurance Corporation (LIC) will give (1)Janshree Bima for rural BPL families and (2) Aam Aadmi Bima for the benefit of rural landless families.
  • District administration (DM) to ensure that a jobless IAY beneficiary gets a job card under MNREGA and Self Help Group (SHG) membership under Swarnjayanti-gram-swarozgar Yojana (SGSY)

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